Business owners know every penny they spend counts. When it comes to making the most of business transactions, using a credit card can be a rewarding strategy.
Business credit cards can offer a range of benefits. These include rewards or cash back, loyalty points, travel protections and expense management. But evaluating each and every card out there to determine which is the best fit for a business can be a time-consuming process—and extra time is something most business owners don’t have.
That’s why Forbes Advisor created this guide, which does a good part of the work for you. The cards below can all help a business meet its spending needs while offering some extra perks. But each was further chosen as a top pick for specific criteria. The key to finding the best business card for you is identifying which of those factors matter for your business and determining what you value most: Rewards, cash back or help with building credit. Only you can do that part.
Best Business Credit Cards
- American Express® Business Gold Card: Best Business Credit Card For Membership Rewards
- Capital One® Spark® Cash for Business: Best Credit Card For Small Businesses
- Capital One® Spark® Miles for Business: Best Flat-Rate Travel Rewards
- Ink Business Preferred℠ Credit Card: Best Credit Card For Business Travel
- Ink Business Cash℠ Credit Card: Best Bonus Rewards Categories
- The Business Platinum Card® from American Express: Best for Luxury Travel
- Bank of America® Business Advantage Cash Rewards Mastercard® credit card: Best for Flexible Bonus Categories
- The Blue Business® Plus Credit Card from American Express: Best 0% APR Offer
- Discover it® Business Card: Best Business Credit Card For Cash Back & No Fee
- Marriott Bonvoy Business™ American Express® Card: Best Business Credit Card For Hotel Rewards
- The Hilton Honors American Express Business Card: Best for Hilton Honors
- Delta SkyMiles® Platinum Business American Express Card: Best Premium Card for Delta Flights
- Capital One® Spark® Classic for Business: Best for Average Credit
- CitiBusiness® / AAdvantage® Platinum Select® Mastercard®: Best for American Flights
- Brex Corporate Card for Startups: Best Credit Card For Business Startups
- Southwest Rapid Rewards® Premier Business Credit Card: Best for Southwest
- Wells Fargo Business Secured Credit Card: Best Credit Card For New Businesses With No Credit Lines
- Wells Fargo Business Elite Card®: Best Business Credit Card For Employee Use
- United Business Card: Best for United Flights
- Amazon Business Prime American Express Card: Best for Amazon Purchases……Read More>>