Here’s what you need to know about coronavirus and your health insurance


Getting private lab testing for the new coronavirus may become more widely available now that the Centers for Disease Control and Prevention has expanded its testing guidelines for COVID-19.

Lab Corp. announced last Thursday it was immediately offering testing for COVID-19, while Quest Diagnostics said it will start testing specimens this week. The CDC said on Monday that testing was now available in all 50 states, with a total of 75,000 lab kits “cumulatively” for public labs and more coming on board soon, according to comments on a conference call made by Dr. Nancy Messonnier, director of the CDC’s National Center for Immunization and Respiratory Diseases. A majority of coronavirus testing will likely come from the private sector, she said, adding that private labs have more testing kits.

Still, many Americans who want to be tested and may need treatment may be wondering who will pay for the cost.

The Trump administration has designated the new COVID-19 test as an essential health benefit, saying Medicaid and Medicare plans would cover the cost of the screening.

A few states, including New York and Washington, have issued emergency orders directing state-regulated health insurers to waive any copayments or deductibles for patients who need tests for the coronavirus…Read more>>